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Go
Home
About Us
Your Samata
Board of Directors
Branches
Financials
Deposits
Current Account
Savings Account
Small Savings Account
Fixed Deposit
Re-Investment
Recurring Deposit
Dhanashree
Lakhpati Yojana
DEAF
Loans
Home Loan
Mortgage Loan
Vehicle Loan
Gold Loan
Loan against other securities
Overdraft / CC
Loan against Deposit
Services
Any Branch Banking
ATM / Rupay Debit Card
RTGS
NEFT
M-POS
Mobile Banking
Internet Banking
NACH
PMJJBY & PMSBY
Lockers
Info Center
SMS-Alert
Govt. Payments
Open Account
Gallery
Feedback
Terms of Usage
Contact Us
Gold Loan
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Gold Loan
Gold
Loan
Purpose: For personal financial needs and not for speculative purposes
Maximum amount: Rs.2 Lakhs for 'Gold Bullet Loan' and Rs.50 Lakhs for regular Gold Loan
Eligibility: Salaried Person-Employee of any reputed organization with confirmed service record; Business - Sole Proprietor/ Professional/ Self employed person etc
Margin: 40% of Valuation
Membership: Nominal/ Regular Member of Bank depends on amount of loan
Period: Maximum 36 months and for 'Gold Bullet Loan' Up to 12 Months
Security: Pledge of Gold Ornaments
Interest Rate: As per Bank Policy
Service Charges: As applicable from time to time
Documents Required: Self certified KYC documents, current Banker's Statement of accounts for last one year, original pay slips for last consecutive three months/ Salary certificate, Form No-16 and/ or IT Returns with computation of income and Financial statements for last three consecutive years
In case of Business, Self employed/ Proprietor/ Partnership firm/ Limited Company/ Professional IT Returns are compulsory along with other necessary documents including declaration about ownership of Gold Ornaments
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