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Go
Home
About Us
Your Samata
Board of Directors
Branches
Financials
Deposits
Current Account
Savings Account
Small Savings Account
Fixed Deposit
Re-Investment
Recurring Deposit
Dhanashree
Lakhpati Yojana
DEAF
Loans
Home Loan
Mortgage Loan
Vehicle Loan
Gold Loan
Loan against other securities
Overdraft / CC
Loan against Deposit
Services
Any Branch Banking
ATM / Rupay Debit Card
RTGS
NEFT
M-POS
Mobile Banking
Internet Banking
NACH
PMJJBY & PMSBY
Lockers
Info Center
SMS-Alert
Govt. Payments
Open Account
Gallery
Feedback
Terms of Usage
Contact Us
Loan against Deposit
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Loan against Deposit
Loan
Against
Deposit
Purpose: For personal financial needs and not for speculative purpose
Maximum amount: 90% of Deposit value
Eligibility: Salaried Person-Employee of reputed organization with confirmed service record; Business- Sole Proprietor/ Professional/ Self employed person etc
Margin: 10% of Value
Membership: Nominal / Regular Member of Bank depends on amount of loan
Period: Maximum 60 months or Maturity of Deposit whichever is earlier
Security: Lien of Fixed Deposit
Interest Rate:
Deposit Holder
2.00% p.a. Over Deposit Rate
Third Party Deposit
3.00% p.a. Over Deposit Rate
Service Charges: One time as per Bank's policy
Documents Required: Self certified KYC documents, Original Fixed Deposit certificate, Declaration / NOC in case of third party Deposit
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