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Home
About Us
Your Samata
Board of Directors
Branches
Financials
Deposits
Current Account
Savings Account
Small Savings Account
Fixed Deposit
Re-Investment
Recurring Deposit
Dhanashree
Lakhpati Yojana
DEAF
Loans
Home Loan
Mortgage Loan
Vehicle Loan
Gold Loan
Loan against other securities
Overdraft / CC
Loan against Deposit
Services
Any Branch Banking
ATM / Rupay Debit Card
RTGS
NEFT
M-POS
Mobile Banking
Internet Banking
NACH
PMJJBY & PMSBY
Lockers
Info Center
SMS-Alert
Govt. Payments
Open Account
Gallery
Feedback
Terms of Usage
Contact Us
Loan against other securities
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Loan against other securities
Loan against
other securities
Maximum amount: 85% of Surrender / Face Value subject to repayment capability of Borrower
Eligibility: Salaried Person-Employee of reputed organization with confirmed service record; Business- Sole Proprietor / Professional / Self employed person etc
Margin: 15% of Surrender Value / Face Value
Membership: Nominal/ Regular Member of Bank depends on amount of loan
Period: Maximum 60 months subject to residual period for retirement
Security: Assignment / Pledge of L.I.P. / N.S.C. / KVP
Interest Rate: As per Bank Policy
Service Charges: One time as per Bank's policy
Documents Required: Self certified KYC documents, current Banker's statement of accounts for last one year, Original Pay slips for last consecutive three months / Salary Certificate, Form No-16 And/or IT Returns with computation of income and financial statements for last three consecutive years
In case of Business, IT Returns are compulsory along with other necessary documents. Declaration / NOC in case of third party security
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