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Go
Home
About Us
Your Samata
Board of Directors
Branches
Financials
Deposits
Current Account
Savings Account
Small Savings Account
Fixed Deposit
Re-Investment
Recurring Deposit
Dhanashree
Lakhpati Yojana
DEAF
Loans
Home Loan
Mortgage Loan
Vehicle Loan
Gold Loan
Loan against other securities
Overdraft / CC
Loan against Deposit
Services
Any Branch Banking
ATM / Rupay Debit Card
RTGS
NEFT
M-POS
Mobile Banking
Internet Banking
NACH
PMJJBY & PMSBY
Lockers
Info Center
SMS-Alert
Govt. Payments
Open Account
Gallery
Feedback
Terms of Usage
Contact Us
Home Loan
Home
Home Loan
Home
Loan
Purpose: For purchase or construction of House/ Flat/ Row-house / Bunglow etc
Maximum amount: 80% of Agreement Value or Market/ Govt. value or Rs.70 lakhs whichever is lower
Eligibility: Salaried Person-Employee of reputed organization with confirmed service record/ Business- Sole Proprietor/ Partner/ Director/ Professional/ Self employed person etc
Margin: 20%
Membership: Regular Member of Bank or become Member of the bank
Period: Maximum 240 months subject to residual period of employment/ for business applicant upto 65 years of age
Guarantors: Minimum two sureties and the maximum depends on merit of the proposal
Security: Registered/ Equitable Mortgage of immovable property
Interest Rate: As per Bank Policy
Service Charges: One time as per Bank's policy
Documents Required: Self certified KYC documents, Current Banker's Statement for last one year, Original Pay slips for last consecutive three months/Salary Certificate, Form No-16 and/or IT Returns with computation of income and Financial statements for last three consecutive years
In case of Business IT Returns are compulsory along with other necessary documents Agreement to Sale/ Sale Deed, Chain of Agreements, NOC from builder / Hsg.Society / Govt. Corporation like CIDCO / HUDCO / MHADA etc
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